ToolPilot

Hong Kong Residential

Mortgage Calculator

Enter property price, loan-to-value, rate, and term to estimate monthly payment and buying costs.

HKD
Mortgage calculator
100M
1,000M
2,000M
3,000M
%
0%
50%
70%
90%
%
or
%

P means Prime rate, a common base used to calculate mortgage rates.

yr
mo
Buyer and tax
%
Repayment schedule
MonthPaymentPrincipalInterestBalance
1$32,118$12,131$19,988$7,367,869
2$32,118$12,164$19,955$7,355,706
3$32,118$12,197$19,922$7,343,509
Mortgage, refinance, affordability Instant calculation Subject to lender approval

This calculator assumes the buyer's main income comes from Hong Kong, there is no other mortgage or guarantee, and the property is owner-occupied. Results are for reference only. Final terms are subject to the latest announcements and approvals from the HKMA, mortgage insurers, tax authorities, and financial institutions. Reference basis updated through October 16, 2024.