Equal installment repayment (same monthly payment)
- Total loan
- CN¥1,000,000.00
- Loan months
- 360 months
- Monthly payment
- CN¥4,352.06
- Total interest
- CN¥566,742.75
- Total repayment
- CN¥1,566,742.75
Provident fund loan calculator
Calculate monthly payment, total interest, and total repayment.
Inputs
Mode
Total loanCN¥1,000,000.00
Result
Equal principal repayment (decreasing monthly payment)
- Total loan
- CN¥1,000,000.00
- Loan months
- 360 months
- Monthly payment
- CN¥5,486.11
- Total interest
- CN¥488,854.17
- Total repayment
- CN¥1,488,854.17
Note
Annual rate can be changed based on the actual loan approval. Recommended values follow first-home provident fund loan rates from May 8, 2025: 2.10% for 5 years or less, 2.60% for over 5 years.